The Definition of the Phrase Slut Shaming

The Definition of the Phrase Slut Shaming ÑSlut shaming is the deliberate act of calling a woman a slut, a whore or impugning her character in sexual terms in order to embarrass, humiliate, intimidate, degrade or shame her for actions or behaviors that are a normal part of female sexuality. Although the act of slut-shaming is not exclusive to either gender, females of every age from girls to adults often engage in slut-shaming to put down or express contempt for another female. Slut-shaming is often associated with mean girl behavior but is not restricted to that age group. A slut-shaming story from a personal blog illustrates how this practice can happen in the unlikeliest of settings: [O]ne church member...called another member a slut because of the latter’s shoes (which had been part of a Halloween costume) with stiletto heels. It was a joke...[which] hints at the truth...that even if you are a good Christian, if you also happen to be wearing certain clothes, you will be stigmatized sexually if you are a woman. Slut shaming entered the public consciousness in 2010 due to two separate events: the suicide of Phoebe Prince, a high school student who was so humiliated by her classmates that she hanged herself; and the 2010 midterm election in which two Congressional candidates, Christine ODonnell, and Krystal Ball, were attacked by the website Gawker which published an anonymous tell-all about a night spent with ODonnell and candid photos of Ball at a Christmas party posing with sex toys. Slut shaming was also depicted in the CBS series The Good Wife when a female candidates breast augmentation surgery was revealed by her male opponent. In the episode which originally aired November 9, 2010, the candidate directly addressed the situation and revealed she was a breast cancer survivor who had kept her double mastectomy a secret and was having breast reconstructive surgery following cancer treatment.

Uses of Dispose

Uses of Dispose Uses of Dispose Uses of Dispose By Maeve Maddox Ed Buckner writes: In my work, people often use the word dispose when referring to solid waste. Â  My issue is that many people want to append the preposition of to the word dispose as in, the company disposed of the hazardous waste. This does not seem correct to me, yet I have had wordsmiths in the office correct my writing to include disposed of. One would not say transported of the waste or stored of the waste, yet people insist upon saying disposed of the waste. Am I wrong here or is it a case of an error becoming the standard through constant incorrect use? The verb dispose can be used either transitively or intransitively. When used transitively, it does not take a preposition. Used intransitively, it often does. As an transitive verb (a verb that governs an object), dispose can mean to place, to put away: The company disposed the waste in drums placed in several buildings. The child disposed the toy soldiers about the carpet and under the table. As an intransitive verb dispose can take a preposition. to dispose with: put into a settled state I want to dispose with this lawsuit once and for all. to dispose of: get rid of We hired Acme Garbage to dispose of our solid waste Dispose can also be used intransitively without a preposition as in the proverb Man proposes; God disposes. When the meaning is to get rid of, dispose needs the of. Want to improve your English in five minutes a day? Get a subscription and start receiving our writing tips and exercises daily! Keep learning! Browse the Vocabulary category, check our popular posts, or choose a related post below:7 Types of Narrative ConflictProbable vs. PossibleWords Often Misspelled Because of Double Letters

DOES THE PRACTISE OF HRM GIVE ORGANISATIONS A COMPETITIVE EDGE Essay

DOES THE PRACTISE OF HRM GIVE ORGANISATIONS A COMPETITIVE EDGE - Essay Example Business organizations has been apt in declaring their commitment in treating employees as valued assets and a source of competitive advantage yet empirically "organisational reality appears 'hard' with an emphasis on the quantitative, calculative, and strategic aspects of managing a head count" (Gill 1999). Empirical evidences on the effectiveness of human resource management as a source of competitive advantage have been widely documented. During 1995, the study of Huselid conducted in almost 1000 US players in various industries concluded that "the magnitude of the returns for investments in high performance work is substantial." Furthermore, "a one percent standard deviation increase in such practices is associated with 7.05% decrease in labour turnover, and on a per employee basis US$27, 044 more in sales, and US$18,641 and US$3,814 more in market value and profits, respectively" (Huselid 1995). This study has been one of the earliest and most extensive works linking HRM to actual business performance. The findings has been strongly supportive on the view that HRM provides companies with competitive edge because HR practices increased employees' trust, job satisfaction, and commitment while eliminating work intensification and reducing stress. In the United Kingdom, wide array of case studies have also been documented which strongly links HRM to organisational performance. In 1997, Patterson et al released the results of their survey utilizing 67 manufacturing industries. This has been published by the Institute of Personnel Development which is currently known as CIPD and highly quoted for its enlightening insights. The study has put forward the "importance of HRM as a driver of, and contributor to, improved performance" (Patterson et al 1997). It is also interesting to note that this study asserts that "HRM had a greater impact on productivity and profits than of other factors including strategy, research and development, and quality" (Patterson et al 19997). Going further, Patterson et al, uncovers that while 8% in variations from profitability is explained by R&D, 17% is explained by HRM practices. This is highly significant compared to the 2% and 1% garnered by the strategy and quality, respectively. The study of Guest et al in 2000 also stresses the importance of human resource management practices in organisational performance. This research links specific human resource practices like job security, recruitment and selection, and training and development with performance outcomes including financial performance, quality, and productivity. It has been uncovered that 70% of the chief executives interviewed for the study asserts that their business strategy relied a lot on people as a source of competitive advantage (Guest et al 2000). On the other hand, less than half of them "felt that 'people issues' are more important than financial and marketing issues" (Guest et al 2000). This particular research opens an important field for further queries. Even though it concluded that HRM is positively correlated with performance, it has also been observed that only a small proportion of the companies considered do practice more than

International marketing Essay Example | Topics and Well Written Essays - 1500 words

International marketing - Essay Example The Arab cuisine ay emphasis on the following items such as lamb and chicken preparation in the meat products, dairy products mainly consist of butter, yoghurt, white cheese and cream, herbs and spices that are mainly used are a mixture of mint and thyme known as za’atar, other spices include saffron, sesame, cumin, garlic, cinnamon, sumac, lentils comprise of chickpeas and favabeans, and most popular dressings of such cuisines comprise of olive oil, parsley, mint, etc. The company that is planning for its product launch in the international market is Al Qasr that is one of the famous names in Arabic cuisines and the restaurant chain is known for its Arabian delicacies, wide range of deserts and appetizers, and Lebanese cuisine. Al Qasr has been operating in Arabic regions for many years and meets the consumer tastes and preferences through its innovative dishes with traditional flavors. United States as the target market for the company offers great opportunity as the political conditions are stable of the country and even the consumer market has high disposable income and living standards. The demand is high in this market for Arabic cuisines because of its flavors and variety. Many companies have invested in this market because of its stable environmental factors and availability of raw materials, capital and labor. The target market for the Arabic cuisines to be launched by the company would be upper middle income and higher income group who prefer to dine at restaurants mostly in weekends. The other demographic factors comprise of age and for this specific cuisine the age group would be above 25 years who prefers to try out different cuisines apart from the fast food which are generally more preferred by the young generation under 20 years. Competition is very tough in the US market as it a hub for many companies serving different cuisines such as European

The Keepers of the House Essay Example for Free

The Keepers of the House Essay There is an interesting part of history that goes unnoticed. The treatment of blacks in the South during the time of slavery plays an intricate part of America’s history, which gets frequently overlooked. The Keepers of the House by Shirley Ann Grau sheds light on this time period, following a family, living in rural Alabama in the 1960’s. Grau explains this family: â€Å"All in all the Howland’s thrived. They farmed and hunted; they made whiskey and rum and took it to market down the Providence River to Mobile (Grau 12). The story follows three generations of the Howland family living in a community that ultimately turns on them. Grau takes inspiration from the time period along with having multiple themes to craft an interesting and impactful Pulitzer Prize novel. The Howland’s were a family that lived in the same area for many years. William Howland, the fifth, lost his wife, leaving him to take care of his young daughter Abigail and a son William who dies shortly after. Abigail then marries a man who leaves her with her own daughter Abigail. William’s daughter dies and leaves him with a granddaughter to take care of. Soon after, William hires an African American, Margaret, woman as a housekeeper. Abigail talks of the lasting affects William and Margaret left on her: â€Å"I am caught and tangled around by their doings. It is as if their lives left a weaving of indivisible threads in the air of this house, of this town, of this county. And I stumbled and fell into them† (Grau 6). Around town, she became know as his mistress and mother of his other children. In secret, they marry for the children’s sake. Later, after the children grew up, they were sent up north so they could live as normal white citizens. Abigail later marries a man named John Tolliver who aligns with the Klu Klux Klan during his run for governor. Robert, the eldest of the Howland brothers was outraged by this and released an article hurting Tolliver’s cam paign. Tolliver and Abigail end their marriage near after. Back where the Howland’s live, the town is still outraged about the marriage between William Howland and the African American homemaker Margaret. Even though both of them had died, the town gathered and lit the barn on fire and killed many of their livestock. Grau writes, â€Å"The Howland they wanted was dead. His Negro wife was dead. Their children disappeared. And so they were wrecking the only thing that was left of him, of them. First the barn and then the house† (Grau 285). The novel comes full circle when Abigail gets revenge on the town’s people and ruins the entire local economy along with the town. It seems as though Shirley Ann Grau took inspiration from the history of this time period along with what it may have been like growing up at that time in that place to set a scene of exactly what this time period may have looked and felt like. Showing what the Howland family went through, along with the way they were treated set a scene for not only a family struggle but a national struggle as well. The way she describes the scenery, puts you there in at time. Grau writes, â€Å"November evenings are quiet and still and dry. The frost-stripped trees and the bleached grasses glisten and shine in the small light (Grau 1). As well as the scenery, Grau uses her deep characters in the story to highlight how people were affect by this issue. Abigail is the main character narrating this story. Grau tells the happenings of this time through her eyes as well as through the actions of William Howland, Margaret, John Tolliver and Robert Howland. Each of these characters makes an impact on this story, as well as the main character Abigail. For example, Abigail’s husband John Tolliver shapes her character into a tough skinned woman. He treats her unfairly as a wife but she learns from that and takes it with her. Grau writes, â€Å"I knew what John meant: I was the perfect wife for a candidate. He had chosen and trained me well (Grau 257). This marriage helps toughen up Abigail for the future as she fights for her family. There are two main themes taken from this novel: racism and family. Racism is a clear theme throughout this novel given the time period and scenario that takes place with a secret African American maid, wife and mother. Racism is shown through the scenario when Tolliver bashes blacks during his campaign for governor. Tolliver talks about African Americans in vulgar and horrible ways. When talking about William and Margaret’s children he says, â€Å"He couldn’t let his children be bastards, even if their mother was a Negro† (Grau 271). This is just one example of the way African Americans are talked about at this time. Also, the area where the Howland’s live, do not take the news of William marrying Margaret lightly just because she is African American. Family is another theme portrayed in this novel. The Howland’s go through trials and tribulations that test their family as a whole. For example, like stated before, the town completely turns on the Howland’s when they find that William and Margaret had married. Abigail takes a stand for her family and fights back. She stands up for her family and the house they have lived in for so many years. Grau shows just how much Abigail cares for her family and home. She writes, â€Å"Child, I thought you don’t even know, its possible to love a house and land that much (Grau 274). These two themes play a role in teaching readers about the time period and the struggles it caused. The Keepers of the House by Shirley Ann Grau sheds light on an issue sometimes forgotten about in society today: the treatment of African Americans in the 1960’s. Using things like history from this time and family themes, Grau establishes that this issue was serious and did exist. Abigail Howland ultimately stands up for what she believes in and protects her family but also puts a small dent in this civil rights movement. As her journey comes to an end she says, â€Å"I stood on that cold windy grass and saw what I had done. I saw that it wasn’t bravery or hate. It was, like my grandfather said, necessity. And that’s pretty poor comfort but at times its all you’ve got† (Grau 290). Abigail’s narration of her family’s story along with the use of strong and deep characters, shape for a wonderful Pulitzer Prize novel.

When We Dead Awaken: Writing as Re-Vision and In Search of Our Mothe

  Ã‚  Ã‚   Women.   Adrienne Rich says we have our work cut out for us.   Alice Walker says we could do so much given the artistic chance.   Patricia Williams says that we are not sleeping.   I listen and relate to these women.   And I wonder what do I say?   I am a woman.   I don't know what it means for me to be a woman.   I just am.   Ã‚  Ã‚  Ã‚   Be Insatiable.   Be insatiable and still a woman.   Stand for your beliefs, be a bitch and yet stay soft and sexy and agreeable.   I feel like a lousy commercial for some perfume, "I can bring home the bacon, fry it up in the pan, and never let you forget you're a man, because I'm a woman."   I am caught in the crossfire of who I am and who I ought to be according to everybody else.   Is this what Williams' dream at the end of her essay was about? The red dress, the hair and she is loud.   She is the "her that she had always dreamed of being, fascinating."   What I find "Fascinating" is that even she is watching herself from the outside.   I do this.   I watch myself play each role.   Ã‚  Ã‚  Ã‚   I am not black, or Hispanic.   I am heterosexual.   I want to be a wife.   I want to be a mother.   I can look at society and see myself staring back at me, white, Christian and content.   Does this make me unqualified to read and understand the meanings in the texts of Alice Walker, of Gloria Anzaldua?   What about Adrienne Rich?   These women have stared into the face of society and they are not reflected.   But I do relate.   Sometime I feel like the silent minority within the majority.   The one that thinks and feels and understands and yet is overlooked, ignored.      Ã‚  Ã‚  Ã‚   I feel ignored because of the majority view that the because of the majority view that the minority has.   I hear about the "Mormon" in this area, the ... ...s the words of her fascinating self say, "Voices lost in the chasm speak from the slow eloquent fact of the chasm.   They speak and speak and speak, like flowing water" and she wakens strong, single hearted and completely refreshed.   Florida Scott Card said" you do not need to claim all the events in your life to make them yours, but when you do, you are fierce with reality."   It is not always easy o reality."   It is not always easy or notable to be a woman.   Being a woman speaks from the chasm, it speaks from the walls, and it speaks from voices within, some chiding some soothing, like flowing water.    Works Cited Rich, Adrienne.   "When We Dead Awaken: Writing as Re-Vision,"in Ways of Reading, 4th ed., (Boston: Bedford Books, 1996). Walker, Alice.   "In Search of Our Mothers' Gardens," in Ways of Reading, 4th ed., (Boston: Bedford Books, 1996).   

Alicia Martinez Murder Essay

Alicia Martinez murder: Did Edward Romero chop up some body parts in a blender? Denver Westword, Thursday, Mar. 8 2012 Alicia Martinez disappeared on October 24, 2010, and shortly thereafter, Denver Police arrested Edward Romero for first degree murder. According to police Romero allegedly killed Martinez by shooting her twice in the head, then dismembering her body even going so far as to put some small pieces in a blender. Some parts were never found and others missing skin. Martinez was ultimately identified through the use of dental records. Francesca Pagliasotti, Romero’s girlfriend was accused of being an accessory to first-degree murder. Pagliasotti wasn’t home when Romero allegedly killed Martinez, but upon her arrival, she found him in the garage, chopping up the girls’ body. The morning after, Pagliasotti, who has two small children with Romero, got out a mop and a bucket and started cleaning up Martinez’s blood. (Roberts, 2012) The actus reus or criminal act of this crime has to be Romero shooting Martinez twice in the head and murdering her. Romero must have had a reason, in his mind, to kill Martinez. Maybe she saw him do something or he sexually assaulted her and didn’t want any witnesses. Either way the act of killing her was the actus reus. After Romero shot her and realized what he had done was not only wrong but could land him in prison for the rest of his life, he had to dispose of the body. No body, no crime. Romero decides the best course of action is to dismember the body in the garage. Not only dismember the body but put some smaller pieces in a blender. Romero had the knowledge that he had committed a crime or mens rea. Romero’s girlfriend Pagliasotta caught him in the act of dismembering a human body in his garage. Clearly what he had done in killing the girl and what he was doing with getting rid of the body was illegal. Yet Pagliasotta did not call the police or run and get help. She instead helps Romero clean up the crime scene and act like nothing happened. Pagliasotta has knowledge or mens rea of the crime. After having knowledge of the crime she did not report the crime to the authorities, this is actus reus or the criminal act. If Romero would have shot the victim and not have known that it would harm her then there would have not been a crime. There has to be the concurrence of actus reus and mens rea together for a crime to occur. The fact that he knew he was hurting Martinez when he shot her is the concurrence and ultimately the crime. Romero’s girlfriend knew that he had committed a crime. She knew that he had killed someone and that he had dismembered a body to try to cover up a crime scene. Pagliasotta knowingly helped him cover up that crime scene without alerting the authorities. This is the concurrence and ultimately her crime. This is why she is accused of accessory to first-degree murder (Roberts, 2012).

Compare of Cococolla and Pepsi Companies Financial Statements

Comp In our country textile companies are doing very well business. So many competitors are in this sector. Lots of new companies entered this market. From all of them we choose two cement company for our report. We collect their financial statement & analyze them within three methods & we identify their comparative advantage. 1. 1 Origin :This is the report comes from our FIN-245 subject. The course instructor Ms. Tarana Majid orally authorized the task of preparing the report to a group of student. She gave this report to learn the way to analyze the financial statements.To follow the syllabus of our subject so we have to do some relevant study based on our report. That’s why this topic comes forward. 1. 2 Scope :We worked on Ashraf textile mills ltd. & Saiham textile mills ltd for our report. 1. 3 Limitat ion:We are very happy because we made our report within some limitations and overcome it almost. For prepare this report we faced some barrier. When we prepare d this report all necessary data is not available. For this we assume some of the data to complete the report. On the other hand when we go to collect the financial statement we were unable to found our needed statement books.Finally, one limitation was on shortage of knowledge that was reduced to make this report a better one. 1. 4 Sour ce of Data:For our report we collect data for finding & analysis. At first we collected the annual report & take financial statements of two companies’. We also collected some data from the internet. 1. 5 Methodol ogy : As a rule, we had to follow a particular method for collecting data to complete the report accurately. At first we make Income Statement, Balance Sheet & Cash Flow on a excel sheet. Than we analysis the Income Statement & the Balance Sheet using the common sizing & indexing method.Finally we used the eleven financial ratios for our ratio analysis. 2 2. 0 Brief History of company: Saiham Textile Ltd. Late Sy ed Sayeed Uddin Ahmed & Begum Hamida Banu, in remembrance of whom, Saiham Textile Mills Limited has derived the name of the company; would have been proud to know how well their offspring have managed and extended the organization. Saiham Textile Mills was set up in Noyapara, Hobiganj district in the year 1982 with an annual capacity of 7. 5 m yards of finished cloth. It was equipped with modern and sophisticated machineries from Japan.Initially it was a weaving, dyeing printing and finishing plant. Saiham Textile claims to be the pioneer in introducing the concept of modern fabrics in Bangladesh. They were one of the first textile mills to start international standard polyester fabric, TC fabric, synthetic and Georgette sarees with cross border. The mother company of the present conglomerate is now comprised of different industrial concerns. The entrepreneurship of Saiham, consists of five directors, all from the same family. Although a company run and managed by relatives, the standard and efficiency of the management does not compromise on its quality.Ashraf Textile mills Ltd. Ashraf textile mills ltd is one of the another company which is run and managed by relatives, the standard and efficiency of the management does not compromise on its quality. Addressed: Ashraf Textile Mills Ltd. New DOSH, Mohakhali Dhaka – 1212 Ph : 9887051-53 Fax : 9887033 3 3 . 0 Findings & Analysis: According to our report subject our main objective is identifying the difference between two companies financial statement. Also we want to find out which company is more stable & which is not stable.From the financial statement we can find out our requirements. In below we give our finding & analysis in basis of company’s financial statement. 3. 1 Analyze of Income Statement, Balance Sheet between two companies’s: In below we are going to discuss about the two companies balance sheet, Income Statement & Cash flow comparison in a briefly : 3. 1. 1 Balance Sheet Comparison: Assets: From the balance sheet of the both companies we can identify that Ashraf textile had504,741,251 tk total assets in 2005 but on the other hand Saiham textile had only425,320,371 tk total asset in 2003-2004.Next year Ashraf textile companies total asset was decreased and Saiham textile company’s total assets increase and in 2007 Ashraf textile reached in167,726,578 tk whereas in 2005-2006 Saiham textile’s total asset436,650,516 tk. For the total asset volume we can say that Saiham textile has more powerful rather than Ashraf textile. Liability: The total liability we saw that Ashraf textile had623,823,012 tk liabilities in 2005 & Saiham textile had152,581,718tk only in 2003-2004. Both companies’ liabilities were also increased in next year. But clearly we can comments that Ashraf textile had least liability than the Saiham textile.How ever Saiham textile had the more Net asset than the Ashraf textile. share holder’s equity we can easily understand that Saiham textile had the more equity and it was 818,663,635 tk for 2004-06 & Ashraf textile had -1,123,244,182. So we can say that Saiham textile had the more investment in the market. 4 3. 1. 2 Income Statement Comparison: From our income statement we can identify that Saiham textile has a profit 74,932,529tk in 2004 &52,001,246 tk in 2005 &57,295,427 tk in 2006. From this we can say that the profit is decreasing by next two years.And this shows that sale for Saiham textile decreasing during the next two year. On the other hand Ashraf textile is in a loss of-62,609,854 tk in 2005 & -122,738,787 tk in 2006 &-14,064,257 tk in 2007. They continue their business in loss where Saiham textile doing their business with profitability. 3. 1. 3 Analyzing Common Sizing & Indexing: In common size analysis we express the various components of a balance sheet as percentage of the total assets of the company. In addition this can be done for the income statement,but here items are releted to net sales.In Ashraf textile balance sheets over the three year span the percentage of current assets increased. On the other hand Saiham textile current assets fluctuated. We see that Ashraf textile account receivable showed a relative diccreased from 2005 to 2007. Saiham textile account receivable flactuated from 2003-04 to 2005-2006. On the liability & equity portion of the balance sheets, Ashraf textile total debt of the company decline on a relative basis from 2005 to 2007. but Saiham textile total debt diccreased in 2004-2005 & increased in 2005-2006.The common size income statement show the gross profit/loss margin from year to year. We see that Ashraf textile operating expenses increase year to year & in 2007 increases sharply. whereas Saiham textile operating expenses diccreased in 2004-2005 & increase again in 2005-2006. In 2005-2007 Ashraf textile’s net profit had negetive percentage, whereas Sai ham textile’s net profit increased. In indexes analysis all financial statement items are 100%. In 2006 & 2007 Ashraf textile current assets indexed is 91. 53 & 9. 95 whereas Saiham textile current assets s indexed is 116. 26 & 100. 3 in 2004-2005 & 2005-2006. The indexed income statements give much the same picture as the common size income statements – namely, fluctuating behavior. In Ashraf textile income statement total gross loss indexed are 100, 196. 037491 & 22. 46332822 in 2005 , 2006 & 2007. Whereas Saiham textile’s gross profit are 100, 69. 3974 & 76. 4626 in 2003-04, 2004-05 & 2005-2006. 5 4. 0 Financial Statement Analysis by ratio: For the performance measurement of Ashraf textile & Saiham textile mills Ltd. In below we are going to analysis about the two companies financial statement using ratio analysis.We used 11 methods to analyze the ratio. Here are belongs: 4. 1 Liquidity Ratio: i) Current Ratio: Current asse ts divided by current liabilities. It shows a firm’s ability to cover its current liabilities with its current assets. In below there is the graph of the two textile company’s current ratio: 0 0. 2 0. 4 ratio year current ratio(Ashraf textile) Series10. 32332 0. 13204 0. 16733 2005 2006 2007 01 2 ratio year current ratio(Saiham textile) Series11. 044 0. 764 0. 982 2003- 2004- 2005- From the graph we can see that Ashraf textile current ratio is 0. 32 times in 2005 and 0. 67 times in 2007. Here we see that current ratio has been decreased and go down in less than 1. On the other hand Saiham textile current ratio is 1. 044 in 2003-04 & next two year stay remain but it also be below the 1 and from the Ashraf textile. In the last year for both company we suggested that the current liabilities cannot be covered if existing current asset are liquated at their book values. 6 ii)Quick Ratio: Current assets less inventories divided by current liabilities. It shows a firms ab ility to meet current liabilities with its most liquid assets. 0 0. 05 0. 1 0. 15 0. 2 ratio ye arQuick ratio(Ashraf textile) Series10. 197173 0. 069725 0. 138913 2005 2006 2007 0 0. 1 0. 2 0. 3 0. 4 ratio year Quick ratio(Saiham textile) Series10. 2643053 0. 15642413 0. 38213114 2003-2004 2004-2005 2005-2006 From the graph we can easily identify that in 2006 Ashraf textile & Saiham textile quick ratio is decreased dramatically. We say that in the last year of the both company’s quick ratio increased. But Saiham textile has good position than the Ashraf textile. 4. 2 Financial Leverage debt ratio: i)Debt-To-Equity: Ratios that show the extent to which the firm is financed by debt. – 100 Ratio yearDebt to Equity(Ashraf textile) Series1-5. 239 -2. 17 -1. 253 2005 2006 2007 0 0. 51 Ratio year Debt to Equity(Saiham textile) Series10. 559443 0. 887395 0. 59995 2003- 2004- 2005- If we consider the year 2007 of Ashraf textile, the ratio is -1. 253 that creditors are provi ding for each tk 1. In the case of Saiham textile in 2005- 2006 the ratio is 0. 599 that creditors are providing. So we can say that Ashraf textile is in a better position than the Saiham textile. 7 ii) Debt-To-Total Asset Ratio: The debt to total asset ratio is derived by dividing a firm’s total debt by its total assets. 0246 ratio ear Sebt to Assets (Ashraf textile) Series11. 235926 1. 854987 4. 95805 2005 2006 2007 0 0. 2 0. 4 0. 6 ratio year Debt to Assets(Saiham textile) Series10. 358745 0. 470169 0. 374981 2003- 2004- 2005- From the graph we can realize that Ashraf textile ratio is more than Saiham textile in their last three year. We know that the higher the debt to assets ratio, the greater the financial risk; the lower the ratio, the lower the risk. So Ashraf textile has more risk than the Saiham textile. 4. 3 Coverage Ratio: i) Interest Coverage Ratio: Ratio earning before interest and taxes divided by interest charges.It indicates a firm’s ability to cover i nterest charges. It is also called times interest earned. 0 0. 51 1. 5 2 2. 5 3 ratio year Interest coverage(Ashraf textile) Series1 Series11. 7272998 2. 7067618 0. 3935626 2005 2006 2007 012345 ratio year Interest coverage(Saiham textile) Series14. 3453871 3. 1634257 2. 5946142 2003- 2004- 2005- This ratio serves as one measure of the firm’s ability to meet its interest payments and thus avoid bankruptcy. The higher the ratio the greater company could cover its interest payment without difficulty.So analyze after the two graphs we can said that Saiham textile has more interest coverage than the Ashraf textile Cement. Ashraf textile ratio is fluctuated highly in 2007. 8 4. 4 Activity Ratio: i) Receivable Turnover: the receivable turnover ratio provides insight into the equality of the firm’s receivables and how to successful the firm is in is collections. This ratio is calculated by dividing receivables into annual net credit sales. 0 20 40 60 80 100 120 140 Days year Receivable turnover(Ashraf textile) Series1 101 6 125 2005 2006 2007 0 10 20 30 40 50 Day Ye ar Receivable turnover (Saiham textile)Series1 14 6 42 2003-2004 2004-2005 2005-2006 From the graph we can say that Ashraf textile received their receivable money from the buyers within 101 days in 2005, 6 days in 2006 & 125 days in 2007. On the other, Saiham textile received within 14 day in 2003-2004, 6 day in 2004-2005 and 42 days in 2005-2006. Eventually we can say that Saiham textile was received money within short time rather than the Ashraf textile. ii) PAYABLE TURNOVER: There may be occasions when a firm wants to study in own promptness of payment to suppliers or that of a potential credit customer.This ratio is calculated by dividing purchase into total A/C payable. 0 50000 100000 150000 200000 250000 300000 350000 400000 Days year Payable turnover(Ashraf textile) Series1 138 276 360420 2005 2006 2007 05 10 15 20 25 30 35 Days year Payable turnover(Saiham textile) Series1 35 10 15 2003-2004 2004-2005 2005-2006 From the graph we can say that Ashraf textile paid their payable money to the sales within 138 days in 2005, 276 days in 2006 & 360420 days in 2007. On the other, Saiham textile paid within 35 day in 2003-2004, 10 day in 2004-2005 and 15 days in 2005-2006.Eventually we can say that Saiham textile was paid money within short time rather than the Ashraf textile. 9 iii) INVENTORY ACTIVITY: To help determine how effectively the firm is managing inventory and also to gain an indication of the liquidity of inventory. This ratio is calculated by dividing inventory into COGS. 0 100 200 300 400 Days year Inventory Activity(Ashraf textile) Series1 60 53 369 2005 2006 2007 0 50 100 150 200 250 Days year Inventory Activity(Saiham textile) S eries1 170 225 176 2003-2004 2004-2005 2005- 2006 The figures tell us how many days, on average, before inventory is turned into accounts receivable through sales.Here we see that Ashraf textile was faster than Saiham tex tile in case of inventory activity. iv) TOTAL ASSET TURNOVER: The relationship of net sales to total assets is known as the total asset turnover, or capital turnover. 0 0. 1 0. 2 0. 3 0. 4 0. 5 0. 6 0. 7 ratio year Total asset turnover(Ashraf textile) Series10. 6780095 0. 4476056 0. 05087134 2005 2006 2007 0 0. 1 0. 2 0. 3 0. 4 0. 5 0. 6 0. 7 0. 8 ratio year Total Asset turnover(Saiham textile) Series10. 77632571 0. 56348701 0. 5969018 2003-2004 2004-2005 2005-2006 The median total asset turnover for the industry is 1. 66.For this ratio analysis we saw that Ashraf textile & Saiham textile both are less efficient than the industry in this regard. On the other hand Saiham textile is in a better position than the Ashraf textile. 10 4. 5 Profitability Ratio: i) PROFITABILITY RATIO IN RELATION TO SALES: The ratio we consider is the gross profit margin or simply gross profit divided by net sales. 0 0. 51 1. 5 2 2. 5 3 3. 5 4 ratio year Profitability in ratio to sales(Ashraf textile) S eries12. 1829524 2. 6889593973. 648320722 2005 2006 2007 1. 74 1. 75 1. 76 1. 77 1. 78 1. 79 1. 8 1. 81 1. 82 1. 83 ratio year Profitability in relation to ales(Saiham textile) S eries11. 773060426 1. 820902862 1. 780171958 2003- 2004 2004- 2005 2005- 2006 It is a measure of the efficiency of the firm’s operations, as well as an indication of how products are priced. From the above graphs we saw that Ashraf textile has relatively more effective at producing and selling products above cost.ii)PROFITABILITY RATIO IN RELATION TO INVESTMENT: this profitability ratio relates profits to investment. One of those measures is the rate of return on investment, or return on asset. -2 -1. 5 -1 – 0. 50 ratio year Profitability in relation to investment(Ashraf textile) S eries1-0. 35798631 -0. 507839396 -1. 707107588 2005 2006 2007 0 0. 005 0. 01 0. 015 0. 02 0. 025 ratio year Profitability in relation to investment(Saiham textile) Series10. 023235772 0. 018004789 0. 023118956 2003- 2004 2004- 2005 2005- 2006 The standard ratio compares for this is nearly 8%. From our analysis we found that Saiham textile ratio simply fluctuates. Their percentage is not so good. On the other handAshraf textile had negative percentage from 2005- 2007. 11 5. 0Conclusion: We examine the analysis of Ashraf textile & Saiham textile mills ltd. We see that the liquidity position is nit good both of the company.Comparatively Saiham textile better than Ashraf textile mills ltd. Ashraf textile mills ltd. should change the credit policy & proper use of its assets. The profitability ratio of Ashraf textile mills ltd. Good than the Saiham textile mills ltd. The company should avoid the use of debt; otherwise company would be fall into bankruptcy. 12 6.Bibliography: i) Annual report- -Ashraf textile mills ltd. For the year of 2005, 2006 & 2007. -Saiham textile mills ltd. For the year of 2003- 2004, 2004-2005 & 2005-2006. ii) Fundamental of financial management (Twelfth editi on) -James C. Van Horne & John M

Free Essays on Race

or offensive jokes. The fancy racism is openly declared and hostile.† (Schuman 155) I think that Cahill makes a legit argument. People experience racism everyday, whether it is noticed, unnoticed, intentional, unintentional, personal, or impersonal. Stereotypes are given to each race, and you cannot help but believe them at times. I think plain racism occurs more on a daily basis than fancy racism does. People do not even realize that when they shy away or avoid talking to someone of a different race, that they are committing plain racism. You would think it is because of who that person actually is, but you really do not even know them and are judging them by their outer image. I experience plain racism quite often, whether it is acted towards me or I act it upon others. People will meet me for the first time, and they assume I am a mathematician or computer engineer. The person is automatically using plain racism, but they would never use the word racism with their assumption. I will admit that I will avoid talking to a certain race, because I think that they may harm me in some way. I know that it is awful to think that, but that is how I was brought up. There were people you would look out for and others would be okay to talk to. People are raised with different beliefs, and may share or differ in their thoughts of other races. Plain racism occurs even when you are growing up, and your parents are steering you towards a certain group of people to be friends with. â€Å"Plain racism is still racism, but it is not openly proclaimed and openly confrontational.† (Schuman 162) I hear more about fancy racism occurring than actually witnessing it. I do not know whether it is because I live in this sheltered little world, or because New England just does not have as many fanc... Free Essays on Race Free Essays on Race Race – a sense of identity What is the definition of race? We divide people into groups by their skin color - black, yellow and whites. Maybe it is time to change this. The Swedish population and other populations as well, are nowadays a mixed group of people. White people are black people's neighbors, doctors and friends. With a growing unity between the all races, why does racism continue? The answer is because of prejudices. Racism and stereotyping are issues that date back to many years ago. Some prejudices come from experience, such as unpleasant or baffling encounter with someone from another ethnic group. Many prejudices are passed along from parents to children, sometimes without either generation having ever met the object of their dislike. Some come from the images that the media convey. In fact we are not different, instead we are judgmental and we discriminate and segregate. Racism is a word that means a lot of things to many people. To some, that word is the descr iption of a way of life, to others it is a repulsive term that represents closed-mindedness. What is race? The biologically answer is easy, the other answers are not. You can be black in your heart or mind even though your skin color is white or yellow, or the other way around. You do not necessarily have to act white because that is the color of your skin. You can choose how you want to be viewed and who you are in a sense of identity. On the other hand people can not choose their background or culture, what you have inherited is there to stay. This is important to remember. We are all unique individuals among races and we are also equal.... Free Essays on Race Race Today Whether one believes it or not, they are bound by the ties of race. Biological and social interactions are the two undermining factors of our place in society. We must â€Å"define race according to its social history† and these social factors in turn, form the boundaries that we have been calling race. Race being continuous and dynamic in nature, helps determine different cultures and classifications in America. Race is not a thing but rather a cultural context within groups, that reflect ones being or perhaps who they are in society. The way we make decisions in our life reflect our upbringing as well as the environment we reside. Racial classifications are communally and politically determined, but race by way of racism is a determinant of social class, economic status and health outcomes. Race had to be formed by someone who created different classifications. â€Å"How do you make the point that it is real but doesn't exist (Harold P. Freeman )?† Indeed, we a re socially constructed but I feel that there are biological attractions - an involuntarily force that brings people together which determines their race. For example, does the involuntary love expressed between two people stem from historical interactions or our social groups or perhaps from a feeling that unconsciously brings the two together? I would like to explain assimilation and how two examples show assimilation resulting in positive and negative outcomes. No matter how â€Å"race† is present, there’s no choice but to assimilate or to resist assimilation relative to a social environment or group. Assimilating to particular environments can be defined by the borrowing of an idea, style or perhaps the borrowing of that idea and eventually becoming part of that particular idea - because one is continuously exposed they have more tendency to change. Assimilation is the process by which minorities gradually adopt patterns of the dominant culture. Dif... Free Essays on Race In The Importance of Being Earnest, Pride and Prejudice, and â€Å"The Rape of the Lock†, they are all told from different prospectives and social classes, but in contrast all share the same viewsmarriage to a man of great wealth and well established standing would raise a woman’s social ranking in society. This overview of marriage shows in the attitudes of women during this time period. Batting eyelashes and making oneself wanted without seeming trampy or coquettish was the acceptable flirting technique of the early 1900’s. This instillment of thought was put into the women’s minds as young children, which grew and developed as the young lady matured and approached to the direction of marriage. In The Importance of Being Earnest, initially, Lady Bracknell is in control over Jack/Earnest and Gwendolen’s relationship. In Gwendolen’s opinion, her mother watches over her and treats her like a young child, trying to protect her from everything negative. Lady Bracknell says, â€Å"Pardon me, you are not engaged to anyone. When you become engage to someone, I, or your father, should his health permit, will inform you of the fact...† (p.720-Act1) Here, she justifies that not only is she in control of her daughter’s life, but eventually the outcome of Jack’s love life. Then, after Lady Bracknell established who was in charge of the situation, it is up to Jack/Earnest to convince her to let him marry Gwendolen. Gwendolen says, â€Å"Earnest, we may never be married. From the expression on Mama’s face I fear we never shall...† (p.742-Act1) Thus, Gwendolen makes it clear to Jack that although they want to take their relationship to the next level, her mother is the main obstacle between them that prevents this from happening. Last, Jack fights to save his relationship with the love of his life by following all of the rules of Lady Bracknell, in hopes that she would change her mind about him. Jack says, â€Å"May I ask ... Free Essays on Race I believe that â€Å"Race" is an arbitrary and meaningless concept because race among humans does not exist. As we come together and break apart according to the movement of human populations, we create a variety of differences among the human species. Racism, racial stereo types, race and cultural prejudices, and anti-Semitism, cultural and racial bigotry result in people being attacked, abused, oppressed, or enslaved. I feel that affinity groups should be allowed in school systems and else where. It is simply human nature to feel a natural connection towards others that look like them, come from similar environments or share a common past. I have noticed that people are becoming less understanding and less empathetic towards people that are â€Å"not like them†. While there seem to be genuine relationships between blacks and whites, some whites, including myself, hesitate to talk about race for fear of being taken the wrong way. I sometimes find myself being overly ca utious with some things I say because I am afraid it may be taken out of context and called racist. I believe that affinity groups are not "reverse racism† or "segregation." I think everyone should be allowed the right to form these groups. It is a place to come together and share experiences and express opinions, prejudice, or not, for mutual support or simply to just meet new people. People need some time and space apart from the central group just to let go and be themselves. If people coming together for group support makes someone feel excluded then possibly there is something missing from their life life or cultural associations.... Free Essays on Race Race Robert Cahill claims that there are two parts to racism: plain and fancy. â€Å"The plain racism consists of small everyday incidents, such as insulting words or offensive jokes. The fancy racism is openly declared and hostile.† (Schuman 155) I think that Cahill makes a legit argument. People experience racism everyday, whether it is noticed, unnoticed, intentional, unintentional, personal, or impersonal. Stereotypes are given to each race, and you cannot help but believe them at times. I think plain racism occurs more on a daily basis than fancy racism does. People do not even realize that when they shy away or avoid talking to someone of a different race, that they are committing plain racism. You would think it is because of who that person actually is, but you really do not even know them and are judging them by their outer image. I experience plain racism quite often, whether it is acted towards me or I act it upon others. People will meet me for the first time, and they assume I am a mathematician or computer engineer. The person is automatically using plain racism, but they would never use the word racism with their assumption. I will admit that I will avoid talking to a certain race, because I think that they may harm me in some way. I know that it is awful to think that, but that is how I was brought up. There were people you would look out for and others would be okay to talk to. People are raised with different beliefs, and may share or differ in their thoughts of other races. Plain racism occurs even when you are growing up, and your parents are steering you towards a certain group of people to be friends with. â€Å"Plain racism is still racism, but it is not openly proclaimed and openly confrontational.† (Schuman 162) I hear more about fancy racism occurring than actually witnessing it. I do not know whether it is because I live in this sheltered little world, or because New England just does not have as many fanc...

How to write a tender - Emphasis

How to write a tender How to write a tender The key to writing a good tender is to be specific and detail how your capabilities match the clients exact requirements. You don’t have to be arrogant to sell your firm. Never kick off the tender by saying how great you are. Instead, show that you’ve listened to the client’s needs and found them the right solution. The way to do this is to identify and concentrate on the ‘win themes’ – the issues the client is most concerned with. Hopefully, you will have had an opportunity to ask them about these. But invitations to tender usually give you clues about what they are and often state them directly (‘tenderers must have †¦Ã¢â‚¬â„¢). Win themes could include things like: completing the job within a tight time schedule attracting quality subcontractors project-management skills guarantees to stay on schedule health and safety procedures. To some extent, most tenders should cover all these issues – among others. But make sure you focus more on the ones your client is particularly interested in. And then show how your firm can meet their needs. One way of doing this with more complex tenders is to draw up a compliance matrix to make sure you’ve got a solution for everything the tender asks for. This could give you the edge if you include it in the tender document itself. Some people in the construction industry argue that tenders are usually won on price alone. No-one can dispute how important price is, and sometimes it may be the main factor (making it a win theme, of course). But never ignore the fact that whoever is in charge of the tendering process is also very interested in your firm – and what you can deliver over and above your competitors. Focus on these and you may well reduce the client’s sensitivity to price. Unique selling points This doesn’t mean you should slate your competitors in your tender – far from it. But it does mean you should have a clear idea of what your firm’s USPs (unique selling points) are. Some examples might include: quality of finish and ability to deal with snagging quickly getting the job done within a tight timeframe and budget (without jeopardising quality) regular progress reports and updates to client client-satisfaction record and percentage of repeat business. Make it clear why they should choose you. Don’t just make vague and clichà ©d claims such as ‘we deliver high-quality work within tight schedules’ or ‘we have considerable experience in the management of new office fit outs and refurbishments’. You need to substantiate these kinds of claims with supporting evidence. For example, ‘We have delivered 90 per cent of our jobs within budget and 60 per cent or our business comes from existing clients’. Include a breakdown of all the various aspects of the work involved in the project. And don’t leave out things because you’re not sure if the client wants them or because you can’t price them accurately at this stage; it will look as though you’ve overlooked them. If necessary, put them in with a ‘TBC’. Don’t make assumptions. Just because the client or person managing the tender knows you, that doesn’t mean you can leave out vital information about your firm. What if there are some other crucial ‘influencers’ reading your tender who know nothing about you? Finally, always go through your tender face to face if the tender process allows it. That way you can sort out any sticking points. Robert Ashton, Chief Executive, Emphasis, business writing specialists. Want to learn how to win business? Have a look at our tender-writing course for individuals or our in-house tender-writing course for teams.

Business Plan Assignment Example | Topics and Well Written Essays - 1000 words - 1

Business Plan - Assignment Example injury and death caused or resulted from an auto accident and now a day’s some cars are invented and introduced in such a way that it consist of six or eight air bags. The value of this product is that at the time when the car crashes the momentum of the car changes instantly. The airbags acts as a constraint for helping or assisting the passengers to stop the passengers and also protecting and safeguarding the passengers. The air bag facilitates the passengers from the side swipes of the car , front on collisions etc and the airbags are designed in such a way that it prevents and restricts the injuries that are caused from the severe car accidents. The existence and the presence of the airbags will also influence the secure placement of child and infant. The most essential and the unique feature of the air bags are it transmits crash sensors that indicates and designed in such a way that the vehicle has been damaged in accident. The threat of substitutes of the airbag is that the substitute product and its existence in the market may drive the consumers to switch to the product of its competitors. The substitute product is considered as an alternative of the supply of the product in the market. Therefore the existence3 of substitute is considered as the threat of the company. The seat belt is considered as a substitute of the air bag by some of the customers or the passengers. The customers generally perceive that the seatbelts are designed and introduced in such a way that it provides comfort to its customers and there exist differences in the level of comfort that is being provided by the airbags and seatbelt. The front air bag is not capable of protecting the side and the roll over and the rear crashes. In this case on the basis of such differences the customers generally prefer or select the use of seat belt for the safety and protection for facing these types of crashes. The air bags are designed only to protect or safeguard the frontal crash

Rationale and Teaching Episode Assignment Example | Topics and Well Written Essays - 1250 words

Rationale and Teaching Episode - Assignment Example These cultural differences and preferences affect effective curriculum implementation in Australia. Curriculum is able to mobilize understanding of culture in Australian Society through various ways which are practical in nature. This is because it is able to instill good schooling system standards in an effort to impart knowledge to the Australian Indigenous population (Phillips & Lampert, 2005).Since some cultures are associated with bad habits or practices that does promote crime rate. For instance, alcohol is known to be a common antecedent to offending among the Indigenous Australians. This indicates that it is a factor contributing to the high crime rate of all the indigenous Australian people. The crime culture has led to the establishment of committee whose role amongst others include having initiatives on ways of diverting any cultural practice that promotes crime in one way or the other. The drop in crime and certain cultural practices enables good environment for promoting education standards. Curriculum specialist provides the avenue for promoting education system even to the Indigenous Australians. For instance, it is quoted that every indigenous young people with self education support fund is to be assisted. This is by promoting their participation which then enables their retention in the education system (Phillips & Lampert, 2005). ... At this point there is across culture mix. The system of education must support this in order to strengthen the population. Teachers have a daunting tusk in playing a crucial role to ensure that existing curriculum system is implemented effectively across the divide (Phillips & Lampert, 2005). In identification of multicultural classroom setting, the international students, indigenous Australian and non indigenous Australians come together irrespective of the cultural differences among them. The teacher must have a definite approach to the scenario in away of implementing the curriculum effectively (Clancy, 2004). In this case, there are several individual differences some of which includes personal interest, gender, nationality, hobbies among others. Curriculum enhances cultural understanding and confirms that the presence of unique identities within several families from different communities which contributes to the greater concept of being Australian .All these need to be integra ted in the cultural teaching (Clancy, 2004). Make up of classes should promote social cohesion plus cultural diversification of various communities. Emphasis on cultural diversity should also exist in monoculture classes just as it exists in multicultural classroom setting. There should also be an emphasis on the Australian identity. When the name of the greater nation is shared among different personalities, this enhances unity and promotes social understanding of people of different cultures (Bell, 1998). In the school setting, the most appropriate thing to be done is to expand students’ knowledge on their identity. The students should also be urged to develop tolerance and understanding amongst themselves and